To cancel your Royal Sun Alliance car insurance policy, call the RSA Group on 01403 232323 . You can find out more about how to contact Royal Sun Alliance about car insurance on the RSA contact number page. The guide below will inform you how to cancel your Royal Sun Alliance car insurance.
Royal Sun Alliance Car Insurance Cancellation Policy
If Royal Sun Alliance underwrites your car insurance, the RSA Group name should be on your policy documents. Check your policy documents to read the cancellation terms. You should contact Royal Sun Alliance or the broker if you need copies of your car insurance documents. Your policy documents should show the date that your cover began and the date that it is due to end on. If you cancel mid-term before this end date, you’ll end up paying more.
Royal Sun Alliance Car Insurance Cancellation Fees
Cancelling Royal Sun Alliance car insurance will incur an early termination charge if you are not declining a renewal. Even cancelling within the first 14 days, known as the cooling-off period, could result in a cancellation fee of £25. Cancelling Royal Sun Alliance car insurance at any other point during the cover term could result in paying a £50 cancellation fee. This fee will be deducted from any pro-rata refund that they issue for pre-paid premiums.
Royal Sun Alliance Car Insurance Claims
If you make a claim against your Royal Sun Alliance car insurance policy at any point, then decide to cancel your cover before the minimum term ends, then you will have to pay the full annual premium for your car insurance. It can be very expensive to do this on top of paying an early cancellation fee. If you have made a claim, then it may be easier and cheaper to keep the Royal Sun Alliance cover until it expires, so that you are free to find a better deal.
How to Cancel Royal Sun Alliance Car Insurance Renewal
Check the end date on your policy documents to find out when the cover term is due to expire. Your insurer should send you a renewal pack with a new quote for the next year about a month before this date so that you have time to ensure continuous car insurance cover. However, you do not have to agree to the renewal if you would rather cancel your Royal Sun Alliance car insurance. Contact them to decline the renewal and look for a new insurer.