The quickest way to cancel More Than car insurance is to call them on 0843 509 2207 . You can call the More Than car insurance contact number if you need advice about policy renewal or cancellation before going ahead with it. Make sure that you have your policy reference number before you call them.
More Than Car Insurance Cancellation Policy
Existing car insurance customers can check their policy documents from More Than to read their cancellation policy. You can also log into your More Than online account, but you will need to know your policy reference. Your More Than car insurance policy schedule will tell you the start date and end date of your cover period. The amount of time between these and any claims that you have made in this period will determine how much you have to pay More Than when you contact them to terminate your car insurance policy.
More Than Car Insurance Cancellation Fees
If you just need to adjust your cover, it might be cheaper for you to pay an amendment fee than to cancel the policy completely. You can look into this before you decide to cancel. If you do cancel within 14 days of inception of the policy, More Than will deduct a fee of £25 from your premium refund. However, you will not get a refund and must still pay the fee if you made a claim during those 14 days. Outside of the 14-day cooling-off period, the cancellation fee increases to £50. Whether you pay monthly or annually, you should receive a proportionate refund of the premiums already paid.
More Than Car Insurance Claims
The only claim you can make and still receive a refund upon cancellation of your car insurance policy is a breakdown or windscreen claim. Anything else that you claim will result in you owing the remaining premiums in full when you cancel. You must pay the cancellation fee on top of not being eligible for a refund. You may only be eligible for a refund in this case if your premiums increased following an amendment to your policy after making your claim.
How to Cancel More Than Car Insurance Renewal
The only way to avoid paying More Than car insurance cancellation fees is to continue with your policy. Wait until your policy is due for renewal and then you can choose to cancel it without penalties, and you will still have the cover from More Than in the meantime. More Than should contact you around a month before your renewal date. They should send you a review of your policy with your re-calculated premiums for the next year. You could renew and continue to pay or decline the renewal and ask to cancel instead.